How Does Zip Work At GameStop?

Modified on Thu, 23 Apr at 1:58 PM

Zip lets you split your GameStop purchase into smaller, scheduled payments at checkout.

✅ Zip is safe and secure
✅ Using Zip does not impact your credit score

All Zip payments and financing are handled by Zip, not GameStop.

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Zip Payment Options at GameStop

✅ 4‑Payment Option

You can split your purchase into four payments, charged every two weeks, starting today.

Example:

$400 purchase

4 payments of $102 every 2 weeks

34.75% APR

$8 origination fee (paid with your first payment)

$408 total

Origination fees:

Vary by purchase

Can range from $4.00 to $62.00

Will be shown clearly at checkout

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✅ 8‑Payment Option (Orders Over $200)

For larger purchases, Zip may offer an 8‑payment plan.

Example:

$400 purchase

8 payments of $52.37 every 2 weeks

34.99% APR

$18.97 origination fee

$418.97 total

Installment fees:

Vary by purchase

Can range from $9.48 to $85.37

Displayed at checkout before you confirm

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⚠️ Important Things to Know

All Zip loans are:
- Issued by WebBank
- Subject to credit approval

Fees, APR, and payment totals:
- Are determined by Zip
- Are shown before you place your order

Tax and shipping may affect your final total

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Need More Details About Zip?

For full details about Zip accounts, payments, and terms, visit the Zip Help Center:

Zip Help Center

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When You Don’t Need to Contact GameStop

You usually don’t need GameStop support if:

You have questions about Zip fees, APR, or payments

You see origination or installment fees

You want to adjust or manage your Zip payment schedule

You’re verifying whether Zip impacts your credit score

These are all handled directly by Zip.

⏱️ When Should I Contact GameStop?

Contact GameStop only if:

Zip is not appearing as a payment option at checkout

Your order failed to place using Zip

You need help with the GameStop order itself (not Zip billing)